Receive in dollars living in Brazil?

Your company is foreign, but your client is in Brazil. How do you get paid for this service without being devoured by fees or falling into a fine-tooth comb? Charging in dollars while living in Brazil is the dream of many, but if you don't know the path of the money, this dream can become a bureaucratic nightmare.

Invoicing: the international invoice

The first step is the invoice. Forget the Brazilian electronic invoice; for your offshore, the document is the international invoice. It needs to be clear, detail the service and, most importantly, be in compliance with what your client's bank will require to authorize the remittance.

If the invoice is wrong, the money doesn't leave Brazil.

Withholding taxes: what stays along the way

Attention: the Brazilian client, when paying a foreign company, is often required to withhold taxes at source, such as IRRF (withholding income tax). You need to know if your service falls under double taxation agreements. If you don't calculate this in your final price, you will discover that you received 15% or 25% less than agreed. Therefore, when sending invoices to Brazilian companies, use a PSP or, preferably, a good MoR (Merchant of Record).

Remittance Platforms

Don't rely only on traditional SWIFT transfers, which are slow and expensive. Use flow platforms like Bitwage, Wise or Husky. They create a "bridge" where your client pays in reais and the money lands in your offshore account in dollars or euros almost instantly and with lower fees than the big banks.

Global Payment Links

Want to make it easy for your client? As mentioned, use global payment links like Stripe or PayPal. Your client pays with their Brazilian credit card — with IOF (Brazilian tax on foreign exchange), of course — but you receive the clean value in your international account.

It's the fastest way to close a deal, especially for smaller tickets or consulting.

The same applies to infoproducers, dropshippers and affiliates (media buyers) who operate through intermediaries like Hotmart, Shopify, Digistore, etc. who charge their clients and receive directly abroad.

The Exchange Rate Game

The exchange rate can be your friend or your enemy. At Startaway, we help you decide when to internalize the resource into your personal pocket in Brazil and when to keep the capital invested in the offshore to take advantage of the exchange rate variation in your favor. And the best part, operational companies opened through Startaway have full support in opening financial, exchange and payment accounts — with a 98.6% success rate.

Charging in Brazil with a foreign company is your greatest chance to win on currency arbitrage! Count on Startaway!